Dental Insurance

Dental Insurance  

Routine oral health is important to your employees’ overall health. However, in the past, offering affordable dental coverage to your employees may have been cost-prohibitive for your company. 

 

With the Kentucky Bar Association Health Plan, your employees get the advantage of working with a business that offers them and their families a crucial benefit: high quality dental coverage.

 

The Kentucky Bar Association Health Plan is also pleased to offer the option to purchase a dental plan that also includes an eye exam. This allows employees to have access to an eye exam without having to purchase a comprehensive vision plan. This offering is unique to the Kentucky Bar Association Health plan.

 

 

Delta Dental

 

Offer flexible options

You can offer a plan with coverage options, all with low deductibles, giving your employees maximum flexibility to balance cost with coverage. All plans cover the following, for in-network and out-of-network care:

  • Preventive care, including exams and teeth cleaning
  • Basic care such as fillings, extractions and root canals
  • Major care such as bridges, crowns and dentures
  • Optional orthodontic care, with 50% cost coverage

 

Brokers:

To obtain a quote for your client, please reach out to Delta Dental of Kentucky and ask for a quote for the Kentucky Bar Association Health Plan. You must work with a broker. Direct submissions to the carrier will not be accepted. If you need a health insurance broker, simply ask Mercer for a referral.

FAQs

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  • What is covered?

    Every coverage option includes:

    • Preventive care, including exams and teeth cleaning
    • Basic care such as filling, extractions and root canals
    • Major care such as bridges, crowns and dentures.

  • Is orthodontic care covered?
    Orthodontic coverage is available based on the coverage level.

  • What does coverage cost me?
    You elect to pay a percentage of the plan costs.

  • Are network dentists mandatory?
    Your employees can use any dentist they prefer. They can pay less by using a network dentist for some care. To compare coverage options, click here.

  • How do we administer COBRA?

    The Kentucky Bar Association Health Plan is considered a large group health plan and therefore subject to the COBRA rules and regulations for continuation coverage. The Plan selected McGregor & Associates as the COBRA vendor partner. You will receive an email with information about how you can work with McGregor to ensure continuation coverage is offered to any qualified beneficiaries. You are free to choose your own COBRA vendor if preferred; however, a waiver must be provided to MultipleEmployerSolutionSupport@mercer.com.

     

    McGregor

     

 

Mercer's Role & Compensation
Details of Mercer disclosure of compensation.

 

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